Consultiva Wealth Management, Corp. (San Juan)


Consultiva Wealth Management, Corp. is a large advisory firm based in San Juan. It manages $1.37 billion of regulatory assets for 156 client accounts. It has been registered with the SEC as an adviser since 2019 and has operated in the jurisdictions of California, District of Columbia, Florida, and 7 other states.

Consultiva Wealth Management, Corp provides financial planning services, portfolio management for businesses and institutional clients, pension consulting services, selection of other advisers, and provide periodic performance reports. It prepares financial plans for more than 50 clients. On top of advisory services, the firm doesn't engage in other business activities.

Consultiva Wealth Management, Corp: assets under management

The assets under management (AUM) of Consultiva Wealth Management, Corp. is $1.37 billion. The firm's AUM has grown by 0% since the beginning of its operation, and $1.12 million of the total AUM is attributable to clients outside of the United States.

The firm manages $50.72 million in discretionary accounts and $1.32 billion in non-discretionary accounts. On average, the discretionary accounts where all decisions are made on behalf of the client hold $12.68 million each. Non-discretionary accounts, where clients actively manage their portfolios, generally hold around $8.69 million.

Investments

The firm invests in investment grade corporate bonds the most. They account for 38% of the total AUM. The second-largest asset type is exchange traded securities, which make up 30% of the firm’s portfolio. Investments in government bonds form 23% of the total invested assets.

Fees & Commissions

The advisory firm has several streams of revenue. Clients pay Consultiva Wealth Management, Corp. for their services and products based on a percentage of assets under management, hourly charges, and fixed fees. Compensation based on assets under management promotes a long-term relationship between a client and the adviser and helps align mutual interests. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

What kind of clients Consultiva Wealth Management, Corp serves?

The firm provides services to individuals, charitable organizations, high net worth individuals, corporations or other businesses, pension and profit sharing plans, and state or municipal government entities. The largest group of clients of Consultiva Wealth Management, Corp is pension and profit sharing plans with 59 clients and $863.34 million of assets under management. Among the 11 most similar advisory firms, Consultiva Wealth Management, Corp has the highest percentage of pension and profit sharing plans out of all clients.

The amount of regulatory assets under management is $1.26 billion for 150 clients that can include trusts, estates, and 401(k) plans and IRAs of individuals and their family members. None of the firm’s clients are foreign persons or businesses.

Consultiva Wealth Management, Corp doesn't advise any private funds.

Careers at Consultiva Wealth Management, Corp.

The company employs 22 people that are either part- or full-time employees. 59 percent of the employees work as investment advisers or researchers. Only one employee is registered as an investment adviser representative with the state securities authorities.

There are 5 people with the role of looking for and bringing in new clients on behalf of the firm. The firm compensates employees in addition to the salary for bringing in new clients. Employees don’t receive compensation from other entities for client referrals.

Direct owners and executive officers


Name Entity Date acquired Ownership Employer ID
Edmundo Javier Garza President, ceo, finop, sls manager, muni principal 1 Feb 2009 Other 2159416
Diana Torres Rivera Managing director of administration 1 Oct 2012 Other 4127963
Sonia Vazquez Chief compliance officer 1 Oct 2012 Other 6140432
Evangeline Maria Davila Chief research and investment officer 1 Mar 2014 Other 4417562
Corp Consultiva Holding Group Shareholder common shares 1 Mar 2017 50% - 75% 66-0876885

Indirect Owners

The SEC currently registers 1 indirect owner.

Name Entity Date acquired Ownership Employer ID
Bancredito Financial Group Trust & Company (U.K.) Shareholder common shares 1 Sep 2017 75% - 100% foreign entity

Based in San Juan

The principal office where Consultiva Wealth Management, Corp. performs its advisory services is located at American International Plaza, San Juan, PR 00918, which is also the mailing address of the firm. An additional office of the firm is in Coral Gables, FL. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 787-763-5868 or by fax 787-763-5397. The normal business hours are 9:00 to 6:00 on Monday - Friday. You can find more information about the New York firm at consultiva.com.